Gartenbau-Versicherung VVaG and Vereinigte Hagel VVaG offer comprehensive insurance for crops and weather protection systems. Protected cultivation in the fruit, vegetable, and specialty crop sectors continues to grow: More and more farms are using plastic tunnels or hail protection nets to protect sensitive crops such as strawberries or fruit trees from the elements. However, with increasing mechanization and higher investments, the risks are also growing - not least due to the increase in extreme weather events such as hail, storms, or heavy rain.
Gartenbau-Versicherung VVaG and Vereinigte Hagel VVaG responded to this development several years ago with a closely coordinated partnership and now offer comprehensive insurance coverage for protected cultivation. The HORTISECUR® policy from Gartenbau-Versicherung and the Secufarm® program from Vereinigte Hagel complement each other perfectly: they cover not only damage to technical equipment, plastic greenhouses, and protective systems, but also to the sensitive crops themselves.
© Gartenbau-Versicherung VVaG
According to recent surveys by AMI (Agrarmarkt Informations-Gesellschaft), protected cultivation in Germany is at an all-time high. The demand for a stable supply, especially of fresh vegetables, is driving the trend toward weather-protected cultivation methods. At the same time, according to AMI, reports of damage caused by severe weather events are also on the rise. Hail in particular poses a growing threat, as demonstrated by recent hailstorms that caused severe damage to both protective structures and crops.
Customized insurance concepts
"A single hailstorm can not only destroy the current harvest but also cause considerable damage to infrastructure," explains Kai Schneider, an expert in this field at Gartenbau-Versicherung. "It is therefore crucial to insure both the facility and the crops under a protective umbrella."
Daniel Rittershaus, Head of Communications at Vereinigte Hagel, emphasizes, "With Secufarm®, we offer flexible, modular multi-risk insurance that is particularly suitable for specialized businesses in protected cultivation. Thanks to our cooperation, we can now provide even more targeted advice and create customized insurance concepts."
© Gartenbau-Versicherung VVaG
Businesses that rely on modern, weather-protected cultivation are invited to seek detailed advice from their local risk advisor.
For more information:
https://gartenbau-versicherung.de